Payment methods in North America
North America payment methods are the card, wallet, bank-transfer, BNPL and cash rails that consumers in North America actually use at checkout. This page lists the 9 North America methods Payment Methods List tracks, grouped by category, with a linked profile for each rail covering how it works, who uses it and which merchants should accept it.
Last updated: July 31, 2026 · By Ale Aznar
All North America payment methods we track
| Method | Category | Region | Profile |
|---|---|---|---|
| ACH Direct Debit | Bank transfer | North America | Coming soon |
| CashApp Pay | Digital wallet | North America | Coming soon |
| Coppel Pay | Digital wallet | North America | Coming soon |
| Kueskipay | BNPL | North America | Coming soon |
| Plaid | Bank transfer | North America | Coming soon |
| Todito Cash | Voucher / cash | North America | Coming soon |
| Tuyyo | Bank transfer | North America | Coming soon |
| Undostres | Digital wallet | North America | Coming soon |
| Vanilla Pay | Voucher / cash | North America | Coming soon |
Browse the profiles
Other categories
Frequently asked questions
What payment methods are used in North America?
The most widely accepted methods we track in North America include ACH Direct Debit, CashApp Pay, Coppel Pay, Kueskipay. Coverage spans wallets, account-to-account rails, cards, BNPL and cash vouchers depending on the market.
How many payment methods does Payment Methods List track in North America?
We currently track 9 methods attributed to North America, each with its own profile page as coverage ships.
Which North America payment methods settle in real time?
Real-time account-to-account rails settle within seconds in most markets, while cash vouchers and direct debit run on a delayed cycle. Settlement timing per method is covered in each method profile.
Do merchants need a local entity to accept payments in North America?
It depends on the rail and the acquirer. Some domestic rails require a local entity or a merchant of record; others are reachable cross-border through international PSPs. Licensing notes sit inside each method profile.