Bank transfer payment methods
Bank transfer payment methods let consumers pay without entering card details at checkout, settling through the rail's own network instead. This page lists the 3 bank transfer methods Payment Methods List tracks worldwide, with the market each one serves and a linked profile covering flow, reach and merchant fit.
Last updated: July 31, 2026 · By Ale Aznar
All bank transfer methods we track
| Method | Country | Region | Profile |
|---|---|---|---|
| SEPA Credit Transfer | SEPA | Europe | Live |
| ACH | United States | North America | Live |
| BPAY | Australia | Asia-Pacific | Coming soon |
Browse the profiles
Other markets
Frequently asked questions
What is a bank transfer payment method?
A bank transfer is a payment rail where the consumer pays through that specific mechanism rather than by entering card credentials. Examples we track include SEPA Credit Transfer, ACH, BPAY.
How many bank transfer methods does Payment Methods List track?
We currently track 3 bank transfer methods across all regions, each with its own profile page as coverage ships.
Which bank transfer methods have the widest reach?
Reach differs sharply by market. The country column in the table above shows where each rail is dominant; the linked profiles cover consumer adoption in detail.
Do bank transfer methods support refunds and chargebacks?
Refund and dispute behaviour varies by rail rather than by category alone. Each method profile documents how refunds are executed and what dispute exposure a merchant carries.