Bank transfer payment methods
Bank transfer payment methods let consumers pay without entering card details at checkout, settling through the rail's own network instead. This page lists the 58 bank transfer methods Payment Methods List tracks worldwide, with the market each one serves and a linked profile covering flow, reach and merchant fit.
Last updated: July 31, 2026 · By Ale Aznar
All bank transfer methods we track
| Method | Country | Region | Profile |
|---|---|---|---|
| SEPA Credit Transfer | SEPA | Europe | Live |
| ACH | United States | North America | Live |
| BPAY | Australia | Asia-Pacific | Coming soon |
| Account2Account | Oceania | Asia-Pacific | Coming soon |
| ACH Direct Debit | North America | North America | Coming soon |
| BACS | Europe | Europe | Coming soon |
| Bank Alfalah | South Asia | Asia-Pacific | Coming soon |
| Bank Mandiri | Southeast Asia | Asia-Pacific | Coming soon |
| Bank Negara | Southeast Asia | Asia-Pacific | Coming soon |
| BCA Virtual Account | Southeast Asia | Asia-Pacific | Coming soon |
| BNI Virtual Account | Southeast Asia | Asia-Pacific | Coming soon |
| BRI Virtual Account | Southeast Asia | Asia-Pacific | Coming soon |
| Caixa | South America | Latin America | Coming soon |
| CIMB Clicks | Southeast Asia | Asia-Pacific | Coming soon |
| Citadele | Europe | Europe | Coming soon |
| CliQ | Middle East | Middle East & Africa | Coming soon |
| ConnectPay | Europe | Europe | Coming soon |
| Davivienda | South America | Latin America | Coming soon |
| E-mandate | South Asia | Asia-Pacific | Coming soon |
| eNETS | Southeast Asia | Asia-Pacific | Coming soon |
| FastPay | Middle East | Middle East & Africa | Coming soon |
| Finverse | Asia Pacific | Asia-Pacific | Coming soon |
| FPX | Southeast Asia | Asia-Pacific | Coming soon |
| Frollo | Oceania | Asia-Pacific | Coming soon |
| GIRO | Europe | Europe | Coming soon |
| GoCardless | Global | Global | Coming soon |
| i-Pay | Africa | Middle East & Africa | Coming soon |
| Instapay (ME) | Middle East | Middle East & Africa | Coming soon |
| Itaú | South America | Latin America | Coming soon |
| Mandiri Clickpay | Southeast Asia | Asia-Pacific | Coming soon |
| Meezan Bank | South Asia | Asia-Pacific | Coming soon |
| MoneyGram | Global | Global | Coming soon |
| Nedbank | Africa | Middle East & Africa | Coming soon |
| Netbanking | South Asia | Asia-Pacific | Coming soon |
| Open Banking (UK) | Europe | Europe | Coming soon |
| Payshap | Africa | Middle East & Africa | Coming soon |
| Plaid | North America | North America | Coming soon |
| SADAD | Middle East | Middle East & Africa | Coming soon |
| SafetyPay | South America | Latin America | Coming soon |
| SEB | Europe | Europe | Coming soon |
| SimplyConnect | Asia Pacific | Asia-Pacific | Coming soon |
| Solarisbank | Europe | Europe | Coming soon |
| Stanbic IBTC | Africa | Middle East & Africa | Coming soon |
| Standard Bank | Africa | Middle East & Africa | Coming soon |
| Stitch | Africa | Middle East & Africa | Coming soon |
| Swedbank | Europe | Europe | Coming soon |
| TapTap Send | Global | Global | Coming soon |
| Tinkoff | Europe | Europe | Coming soon |
| Transfermate | Global | Global | Coming soon |
| TransferWise (Wise) | Global | Global | Coming soon |
| Tuyyo | North America | North America | Coming soon |
| Virtual Account (Indonesia) | Southeast Asia | Asia-Pacific | Coming soon |
| Western Union | Global | Global | Coming soon |
| Wise Business | Global | Global | Coming soon |
| Xoom | Global | Global | Coming soon |
| Yapily | Europe | Europe | Coming soon |
| Zenith Bank | Africa | Middle East & Africa | Coming soon |
| Zimpler | Europe | Europe | Coming soon |
Browse the profiles
SEPA Credit Transfer
SEPA · Bank transfer
Live profileACH
United States · Bank transfer
Live profileBPAY
Australia · Bank transfer
Profile coming soonAccount2Account
Oceania · Bank transfer
Profile coming soonACH Direct Debit
North America · Bank transfer
Profile coming soonBACS
Europe · Bank transfer
Profile coming soonBank Alfalah
South Asia · Bank transfer
Profile coming soonBank Mandiri
Southeast Asia · Bank transfer
Profile coming soonBank Negara
Southeast Asia · Bank transfer
Profile coming soonBCA Virtual Account
Southeast Asia · Bank transfer
Profile coming soonBNI Virtual Account
Southeast Asia · Bank transfer
Profile coming soonBRI Virtual Account
Southeast Asia · Bank transfer
Profile coming soonCaixa
South America · Bank transfer
Profile coming soonCIMB Clicks
Southeast Asia · Bank transfer
Profile coming soonCitadele
Europe · Bank transfer
Profile coming soonCliQ
Middle East · Bank transfer
Profile coming soonConnectPay
Europe · Bank transfer
Profile coming soonDavivienda
South America · Bank transfer
Profile coming soonE-mandate
South Asia · Bank transfer
Profile coming sooneNETS
Southeast Asia · Bank transfer
Profile coming soonFastPay
Middle East · Bank transfer
Profile coming soonFinverse
Asia Pacific · Bank transfer
Profile coming soonFPX
Southeast Asia · Bank transfer
Profile coming soonFrollo
Oceania · Bank transfer
Profile coming soonGIRO
Europe · Bank transfer
Profile coming soonGoCardless
Global · Bank transfer
Profile coming sooni-Pay
Africa · Bank transfer
Profile coming soonInstapay (ME)
Middle East · Bank transfer
Profile coming soonItaú
South America · Bank transfer
Profile coming soonMandiri Clickpay
Southeast Asia · Bank transfer
Profile coming soonMeezan Bank
South Asia · Bank transfer
Profile coming soonMoneyGram
Global · Bank transfer
Profile coming soonNedbank
Africa · Bank transfer
Profile coming soonNetbanking
South Asia · Bank transfer
Profile coming soonOpen Banking (UK)
Europe · Bank transfer
Profile coming soonPayshap
Africa · Bank transfer
Profile coming soonPlaid
North America · Bank transfer
Profile coming soonSADAD
Middle East · Bank transfer
Profile coming soonSafetyPay
South America · Bank transfer
Profile coming soonSEB
Europe · Bank transfer
Profile coming soonSimplyConnect
Asia Pacific · Bank transfer
Profile coming soonSolarisbank
Europe · Bank transfer
Profile coming soonStanbic IBTC
Africa · Bank transfer
Profile coming soonStandard Bank
Africa · Bank transfer
Profile coming soonStitch
Africa · Bank transfer
Profile coming soonSwedbank
Europe · Bank transfer
Profile coming soonTapTap Send
Global · Bank transfer
Profile coming soonTinkoff
Europe · Bank transfer
Profile coming soonTransfermate
Global · Bank transfer
Profile coming soonTransferWise (Wise)
Global · Bank transfer
Profile coming soonTuyyo
North America · Bank transfer
Profile coming soonVirtual Account (Indonesia)
Southeast Asia · Bank transfer
Profile coming soonWestern Union
Global · Bank transfer
Profile coming soonWise Business
Global · Bank transfer
Profile coming soonXoom
Global · Bank transfer
Profile coming soonYapily
Europe · Bank transfer
Profile coming soonZenith Bank
Africa · Bank transfer
Profile coming soonZimpler
Europe · Bank transfer
Profile coming soonOther markets
Frequently asked questions
What is a bank transfer payment method?
A bank transfer is a payment rail where the consumer pays through that specific mechanism rather than by entering card credentials. Examples we track include SEPA Credit Transfer, ACH, BPAY, Account2Account.
How many bank transfer methods does Payment Methods List track?
We currently track 58 bank transfer methods across all regions, each with its own profile page as coverage ships.
Which bank transfer methods have the widest reach?
Reach differs sharply by market. The country column in the table above shows where each rail is dominant; the linked profiles cover consumer adoption in detail.
Do bank transfer methods support refunds and chargebacks?
Refund and dispute behaviour varies by rail rather than by category alone. Each method profile documents how refunds are executed and what dispute exposure a merchant carries.