Europe payment methods are the card, wallet, bank-transfer, BNPL and cash rails that consumers in Europe actually use at checkout. This page lists the 33 Europe methods Payment Methods List tracks, grouped by category, with a linked profile for each rail covering how it works, who uses it and which merchants should accept it.
Last updated: July 31, 2026 · By Ale Aznar
| Method | Category | Region | Profile |
|---|---|---|---|
| 7-CONNECT | Digital wallet | Europe | Coming soon |
| BACS | Bank transfer | Europe | Coming soon |
| Bankart | Domestic card scheme | Europe | Coming soon |
| Bluecode | Digital wallet | Europe | Coming soon |
| Budbee | BNPL | Europe | Coming soon |
| Carte Bancaire | Domestic card scheme | Europe | Coming soon |
| Chipknip | Domestic card scheme | Europe | Coming soon |
| Citadele | Bank transfer | Europe | Coming soon |
| ConnectPay | Bank transfer | Europe | Coming soon |
| Favör Pay | Digital wallet | Europe | Coming soon |
| GIRO | Bank transfer | Europe | Coming soon |
| iGo | Digital wallet | Europe | Coming soon |
| Lydia | Digital wallet | Europe | Coming soon |
| Maxima | Voucher / cash | Europe | Coming soon |
| mCash | Digital wallet | Europe | Coming soon |
| Oney | BNPL | Europe | Coming soon |
| Open Banking (UK) | Bank transfer | Europe | Coming soon |
| Paybox | Digital wallet | Europe | Coming soon |
| PayConiq | Digital wallet | Europe | Coming soon |
| Paylib | Digital wallet | Europe | Coming soon |
| Podeli | BNPL | Europe | Coming soon |
| Qiwi | Digital wallet | Europe | Coming soon |
| SEB | Bank transfer | Europe | Coming soon |
| SEQR | Digital wallet | Europe | Coming soon |
| Solarisbank | Bank transfer | Europe | Coming soon |
| Swedbank | Bank transfer | Europe | Coming soon |
| Tinkoff | Bank transfer | Europe | Coming soon |
| Ukash | Voucher / cash | Europe | Coming soon |
| Wallet One | Digital wallet | Europe | Coming soon |
| Yandex Pay | Digital wallet | Europe | Coming soon |
| Yapily | Bank transfer | Europe | Coming soon |
| YooMoney | Digital wallet | Europe | Coming soon |
| Zimpler | Bank transfer | Europe | Coming soon |
The most widely accepted methods we track in Europe include 7-CONNECT, BACS, Bankart, Bluecode. Coverage spans wallets, account-to-account rails, cards, BNPL and cash vouchers depending on the market.
We currently track 33 methods attributed to Europe, each with its own profile page as coverage ships.
Real-time account-to-account rails settle within seconds in most markets, while cash vouchers and direct debit run on a delayed cycle. Settlement timing per method is covered in each method profile.
It depends on the rail and the acquirer. Some domestic rails require a local entity or a merchant of record; others are reachable cross-border through international PSPs. Licensing notes sit inside each method profile.