Payment Methods List logoBook a demo →

Real-time bank transfer (A2A) payment methods

Real-time bank transfer (A2A) payment methods let consumers pay without entering card details at checkout, settling through the rail's own network instead. This page lists the 43 real-time bank transfer (a2a) methods Payment Methods List tracks worldwide, with the market each one serves and a linked profile covering flow, reach and merchant fit.

Last updated: July 31, 2026 · By Ale Aznar

All real-time bank transfer (a2a) methods we track

MethodCountryRegionProfile
iDEALNetherlandsEuropeLive
GiropayGermanyEuropeLive
SofortDACHEuropeLive
EPSAustriaEuropeLive
Przelewy24PolandEuropeLive
BLIKPolandEuropeLive
MB WAYPortugalEuropeLive
TrustlyEurope / USGlobalLive
SwishSwedenEuropeLive
MobilePayDenmark / FinlandEuropeLive
VippsNorwayEuropeLive
BizumSpainEuropeLive
TWINTSwitzerlandEuropeLive
PostFinanceSwitzerlandEuropeComing soon
Faster PaymentsUnited KingdomEuropeComing soon
Pay by Bank (Open Banking UK)United KingdomEuropeComing soon
TrueLayerUnited KingdomEuropeComing soon
Wero (EPI)EUEuropeComing soon
MyBankItalyEuropeComing soon
SatispayItalyEuropeComing soon
PixBrazilLatin AmericaLive
SPEIMexicoLatin AmericaLive
CoDiMexicoLatin AmericaComing soon
PSEColombiaLatin AmericaLive
KhipuChileLatin AmericaComing soon
PSE EcuadorEcuadorLatin AmericaComing soon
SPEI ChileChileLatin AmericaComing soon
FedNowUnited StatesNorth AmericaComing soon
RTPUnited StatesNorth AmericaComing soon
ZelleUnited StatesNorth AmericaLive
Plaid Pay-by-BankUnited StatesNorth AmericaComing soon
Interac e-TransferCanadaNorth AmericaComing soon
UPIIndiaAsia-PacificLive
PayNowSingaporeAsia-PacificComing soon
DuitNowMalaysiaAsia-PacificComing soon
InstaPayPhilippinesAsia-PacificComing soon
PromptPayThailandAsia-PacificComing soon
QRISIndonesiaAsia-PacificComing soon
VNPayVietnamAsia-PacificComing soon
POLiAustralia / NZAsia-PacificComing soon
PayID / NPPAustraliaAsia-PacificComing soon
OzowSouth AfricaMiddle East & AfricaComing soon
InstantEFTSouth AfricaMiddle East & AfricaComing soon

Browse the profiles

iDEAL
Netherlands · Real-time bank transfer (A2A)
Live profile
Giropay
Germany · Real-time bank transfer (A2A)
Live profile
Sofort
DACH · Real-time bank transfer (A2A)
Live profile
EPS
Austria · Real-time bank transfer (A2A)
Live profile
Przelewy24
Poland · Real-time bank transfer (A2A)
Live profile
BLIK
Poland · Real-time bank transfer (A2A)
Live profile
MB WAY
Portugal · Real-time bank transfer (A2A)
Live profile
Trustly
Europe / US · Real-time bank transfer (A2A)
Live profile
Swish
Sweden · Real-time bank transfer (A2A)
Live profile
MobilePay
Denmark / Finland · Real-time bank transfer (A2A)
Live profile
Vipps
Norway · Real-time bank transfer (A2A)
Live profile
Bizum
Spain · Real-time bank transfer (A2A)
Live profile
TWINT
Switzerland · Real-time bank transfer (A2A)
Live profile
PostFinance
Switzerland · Real-time bank transfer (A2A)
Profile coming soon
Faster Payments
United Kingdom · Real-time bank transfer (A2A)
Profile coming soon
Pay by Bank (Open Banking UK)
United Kingdom · Real-time bank transfer (A2A)
Profile coming soon
TrueLayer
United Kingdom · Real-time bank transfer (A2A)
Profile coming soon
Wero (EPI)
EU · Real-time bank transfer (A2A)
Profile coming soon
MyBank
Italy · Real-time bank transfer (A2A)
Profile coming soon
Satispay
Italy · Real-time bank transfer (A2A)
Profile coming soon
Pix
Brazil · Real-time bank transfer (A2A)
Live profile
SPEI
Mexico · Real-time bank transfer (A2A)
Live profile
CoDi
Mexico · Real-time bank transfer (A2A)
Profile coming soon
PSE
Colombia · Real-time bank transfer (A2A)
Live profile
Khipu
Chile · Real-time bank transfer (A2A)
Profile coming soon
PSE Ecuador
Ecuador · Real-time bank transfer (A2A)
Profile coming soon
SPEI Chile
Chile · Real-time bank transfer (A2A)
Profile coming soon
FedNow
United States · Real-time bank transfer (A2A)
Profile coming soon
RTP
United States · Real-time bank transfer (A2A)
Profile coming soon
Zelle
United States · Real-time bank transfer (A2A)
Live profile
Plaid Pay-by-Bank
United States · Real-time bank transfer (A2A)
Profile coming soon
Interac e-Transfer
Canada · Real-time bank transfer (A2A)
Profile coming soon
UPI
India · Real-time bank transfer (A2A)
Live profile
PayNow
Singapore · Real-time bank transfer (A2A)
Profile coming soon
DuitNow
Malaysia · Real-time bank transfer (A2A)
Profile coming soon
InstaPay
Philippines · Real-time bank transfer (A2A)
Profile coming soon
PromptPay
Thailand · Real-time bank transfer (A2A)
Profile coming soon
QRIS
Indonesia · Real-time bank transfer (A2A)
Profile coming soon
VNPay
Vietnam · Real-time bank transfer (A2A)
Profile coming soon
POLi
Australia / NZ · Real-time bank transfer (A2A)
Profile coming soon
PayID / NPP
Australia · Real-time bank transfer (A2A)
Profile coming soon
Ozow
South Africa · Real-time bank transfer (A2A)
Profile coming soon
InstantEFT
South Africa · Real-time bank transfer (A2A)
Profile coming soon

Other markets

NetherlandsGermanyDACHAustriaPolandPortugalEurope / USSweden

Frequently asked questions

What is a real-time bank transfer (a2a) payment method?

A real-time bank transfer (a2a) is a payment rail where the consumer pays through that specific mechanism rather than by entering card credentials. Examples we track include iDEAL, Giropay, Sofort, EPS.

How many real-time bank transfer (a2a) methods does Payment Methods List track?

We currently track 43 real-time bank transfer (a2a) methods across all regions, each with its own profile page as coverage ships.

Which real-time bank transfer (a2a) methods have the widest reach?

Reach differs sharply by market. The country column in the table above shows where each rail is dominant; the linked profiles cover consumer adoption in detail.

Do real-time bank transfer (a2a) methods support refunds and chargebacks?

Refund and dispute behaviour varies by rail rather than by category alone. Each method profile documents how refunds are executed and what dispute exposure a merchant carries.