Payment methods in Mexico
Mexico payment methods are the card, wallet, bank-transfer, BNPL and cash rails that consumers in Mexico actually use at checkout. This page lists the 3 Mexico methods Payment Methods List tracks, grouped by category, with a linked profile for each rail covering how it works, who uses it and which merchants should accept it.
Last updated: July 31, 2026 · By Ale Aznar
All Mexico payment methods we track
| Method | Category | Region | Profile |
|---|---|---|---|
| OXXO | Voucher / cash | Latin America | Live |
| SPEI | Real-time bank transfer (A2A) | Latin America | Live |
| CoDi | Real-time bank transfer (A2A) | Latin America | Coming soon |
Browse the profiles
Other categories
Frequently asked questions
What payment methods are used in Mexico?
The most widely accepted methods we track in Mexico include OXXO, SPEI, CoDi. Coverage spans wallets, account-to-account rails, cards, BNPL and cash vouchers depending on the market.
How many payment methods does Payment Methods List track in Mexico?
We currently track 3 methods attributed to Mexico, each with its own profile page as coverage ships.
Which Mexico payment methods settle in real time?
Real-time account-to-account rails settle within seconds in most markets, while cash vouchers and direct debit run on a delayed cycle. Settlement timing per method is covered in each method profile.
Do merchants need a local entity to accept payments in Mexico?
It depends on the rail and the acquirer. Some domestic rails require a local entity or a merchant of record; others are reachable cross-border through international PSPs. Licensing notes sit inside each method profile.