Clearpay: UK / EU's bnpl
Afterpay's UK/EU brand.
How the Clearpay flow works
Clearpay is a bnpl available in UK / EU. Full public profile pending — contact us to prioritise this method.
Typical use cases
- Merchants selling to consumers in UK / EU.
Consumer reach
Available to consumers in UK / EU.
Who should accept Clearpay
- Merchants targeting the UK / EU market.
Operational detail
The operational half of every method profile — settlement, refunds, disputes, PSP coverage and licensing — is reserved for Payment Methods List founding partners. It's the part vendor sites won't publish and the part that actually decides whether Clearpay works for your stack.
Settlement time
When Clearpay advances the full principal to the merchant vs. releases in tranches, how returns and disputes claw back settled funds, currency of payout, and which PSPs front the receivable so you're not exposed to consumer repayment.
Book a founding-partner call →Refund mechanics
How refunds interact with the consumer's installment plan on Clearpay, whether the schedule pauses, shortens or is cancelled, how partial refunds are apportioned across remaining installments, and the PSP calls that trigger it cleanly.
Book a founding-partner call →Chargeback exposure
How Clearpay handles buyer disputes when the provider owns the consumer relationship, whether losses fall on the merchant or the BNPL, evidence requirements, and observed dispute rates in high-fraud verticals.
Book a founding-partner call →PSP coverage matrix
Whether Clearpay is offered natively by acquirers or only through the BNPL's own checkout SDK, effective merchant discount ranges, minimum volumes, vertical restrictions, and the PSPs that unify reporting across cards + BNPL.
Book a founding-partner call →KYC & licensing notes
Which consumer-credit and data-protection regimes Clearpay operates under in UK / EU, disclosures the merchant must show at checkout, merchant-side KYC requirements, and what changes when the BNPL is the licensed lender vs. a broker.
Book a founding-partner call →