Card scheme payment methods

Card scheme payment methods let consumers pay without entering card details at checkout, settling through the rail's own network instead. This page lists the 8 card scheme methods Payment Methods List tracks worldwide, with the market each one serves and a linked profile covering flow, reach and merchant fit.

Last updated: July 31, 2026 · By Ale Aznar

All card scheme methods we track

MethodCountryRegionProfile
VisaGlobalGlobalLive
MastercardGlobalGlobalLive
American ExpressGlobalGlobalLive
DiscoverUnited StatesNorth AmericaLive
Diners ClubGlobalGlobalComing soon
UnionPayChinaAsia-PacificLive
JCBJapanAsia-PacificLive
Webpay PlusChileLatin AmericaLive

Browse the profiles

Other markets

Frequently asked questions

What is a card scheme payment method?

A card scheme is a payment rail where the consumer pays through that specific mechanism rather than by entering card credentials. Examples we track include Visa, Mastercard, American Express, Discover.

How many card scheme methods does Payment Methods List track?

We currently track 8 card scheme methods across all regions, each with its own profile page as coverage ships.

Which card scheme methods have the widest reach?

Reach differs sharply by market. The country column in the table above shows where each rail is dominant; the linked profiles cover consumer adoption in detail.

Do card scheme methods support refunds and chargebacks?

Refund and dispute behaviour varies by rail rather than by category alone. Each method profile documents how refunds are executed and what dispute exposure a merchant carries.